Terms of Service and Website Agreement| MortgageRefinancePlus.com TOS, Web Site Agreement and Privacy Policy The Mortgage Refinance Plus™ Web Site (the "Site") is an online information service provided by 300 Warriors, subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. Mortgage Refinance Plus MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT. 1. Copyright, Licenses and Idea Submissions. The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are Mortgage Refinance Plus™, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to Mortgage Refinance Plus™ a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to Mortgage Refinance Plus™ by all means and in any media now known or hereafter developed. You also grant to Mortgage Refinance Plus™ the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against Mortgage Refinance Plus™ for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Mortgage Refinance Plus™. TRADEMARKS. Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or service marks of Mortgage Refinance Plus™. Other product and company names mentioned in the Site may be the trademarks of their respective owners. 2. Use of the Site. You understand that, except for information, products or services clearly identified as being supplied by Mortgage Refinance Plus™ , Mortgage Refinance Plus™ not operate, control or endorse any information, products or services on the Internet in any way. Except for Mortgage Refinance Plus™ - identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with Mortgage Refinance Plus™ a. You also understand that Mortgage Refinance Plus™ cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. Mortgage Refinance Plus™ PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND Mortgage Refinance Plus™ SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. Mortgage Refinance Plus™ DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED. YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. Mortgage Refinance Plus™ HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS. LIMITATION OF LIABILITY IN NO EVENT WILL Mortgage Refinance Plus™ BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF Mortgage Refinance Plus OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, Mortgage Refinance Plus™ LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. Mortgage Refinance Plus makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-Mortgage Refinance Plus web site, please understand that it is independent from Mortgage Refinance Plus™, and that Mortgage Refinance Plus™ has no control over the content on that web site. In addition, a link to a Mortgage Refinance Plus™ web site does not mean that Mortgage Refinance Plus™ endorses or accepts any responsibility for the content, or the use, of such web site. 3. Indemnification. You agree to indemnify, defend and hold harmless Mortgage Refinance Plus™, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service. 4. Third Party Rights. The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of Mortgage Refinance Plus™ and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf. 5. Term; Termination. This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement. 6. Miscellaneous. This Agreement shall all be governed and construed in accordance with the laws of United States applicable to agreements made and to be performed in United States. You agree that any legal action or proceeding between Mortgage Refinance Plus™ and you for any purpose concerning this Agreement or the parties' obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in United States. Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. Mortgage Refinance Plus Links and Article Directory's failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. Mortgage Refinance Plus™ may assign its rights and duties under this Agreement to any party at any time without notice to you. Any rights not expressly granted herein are reserved. Disclaimer You agree not to hold Mortgage Refinance Plus liable for the accuracy of any article on the site or on any partner sites. Mortgage Refinance Plus™ is simply a directory of links and a hub for authors and publishers to meet. If you have an issue with someone stealing your original work, please contact the offending party and have them remove the article(s) in question immediately. Mortgage Refinance Plus does not endorse any author, website, or product mentioned in any articles written by the Mortgage Refinance Plus™ team or other external authors not associated with Mortgage Refinance Plus. All articles published by Mortgage Refinance Plus™ are not meant to be used for legal, medical, or any other type of advice. All articles are for information and entertainment purposes only. Author Terms of Service 1. You agree that you are the original author of each article you submit. If you have hired a ghost writer, you agree that you have exclusive rights to each article you submit. 2. There are no guarantees that your articles will be accepted for publication in our directory. It is at our sole discretion whether or not to include your articles. If published, we reserve the right to remove any articles at any time. 3. We reserve the right to choose a more suitable category for your articles if we find them to be improperly classified. 4. By submitting your articles to Mortgage Refinance Plus™ , you agree to allow us to: • Publish your article on Mortgage Refinance Plus™ and any of its article directory partners. • Publish your article in RSS format for other websites to syndicate. • Publish your article in real time, daily, or weekly newsletters and electronically publish and distribute the Content to other sites. • Submit your article to other sites for promotional purposes. (your resource box will always remain unaltered with all links intact and/or credit will always be directed to your original article at abcarticledirectory.com). 5. You agree that Mortgage Refinance Plus™ is a free service for authors and publishers. You will not be paid for submitting your articles to our sites and you will not be paid if and when your articles are published. You will receive all credit for your work and your resource box will be left in place. 6. You agree to not include any affiliate links in the body of your article. If you are trying to promote an affiliate program, please set up your own domain and link to it in your resource box. 7. Mortgage Refinance Plus™ may at any time translate your article into various languages for our sister sites. Your article will remain complete with your resource box. 8. We reserve the right to change these terms of service at any time. We will generally notify the community of changes via email. 9. We reserve the right to include advertising on pages with your articles. Publisher Terms of Service 1. You must not remove "Article Source: http://mortgagerefinanceplus.com/" from each article you choose to publish. 2. You must respect the copyright of each author whose articles you wish to publish. This includes but is not limited to 1. resource box, 2. any links provided by the author. 3. You must not change, edit, or reword any part of any article not written by you. 4. You must agree to keep hyperlinks "live" so that users can click on said link and be taken to it's destination. 5. You agree to never use any articles obtained from Mortgage Refinance Plus™ in any form of spam or unsolicited mail. 6. You agree to not publish any articles on sites that contain hate, racist, warez, porn, or any other illegal material. 7. You agree to never sell any article obtained from our directory without written consent from the author. This includes selling articles individually or in a compilation. Privacy Policy At Mortgage Refinance Plus we respect your privacy. The privacy of your personal information is a top priority to us and we are committed to protecting your privacy online. This Privacy Policy outlines the steps we have taken to ensure the privacy of any personal information you may submit to us. This Privacy Policy applies to this website, the site, as shown above. In addition, we may own other domain names that point to this web site, and we will from time to time add new sites. Please note that this Privacy Policy applies only to sites maintained by 300 Warriors, and not to web sites maintained by other companies or organizations to which we link. In addition, this Privacy Policy applies only to information collected by us online, not offline. This Privacy Policy also applies to any successors in interest to Mortgage Refinance Plus or to the business of 300 Warriors. Our goal is to provide you with an enjoyable experience when using our services, and to ensure you that your private information is secure. You can browse the Mortgage Refinance Plus web site at anytime without revealing any personal information about yourself. There are, however, areas on our web sites where we may collect personal information from you on a voluntary basis. For instance, when you register for membership at this and other 300 Warriors websites so your website and contact information is published in this and other websites operated by us, you are submitting information voluntarily. When you leave your email address, for example, we'll use this email address in your contact information so prospective customers will contact you. However, is your responsibility to let us know if your email changes or if you would not like to be included in our website anymore. We'll make every effort to keep your submitted information confidential. However, since our contact online forms interact with other electronic email software, it's possible for other persons to hack your email address just as it could also be hacked by using any of the most popular Web-based email programs such as those offered by large companies such as Google, Yahoo and MSN. Last but not least, we also use third-party advertising companies to serve ads when you visit our website. These companies may use information --not including your name, address, email address, or telephone number-- about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about Google Advertisement Network practice in particular; its new "interest-based advertising"; and also if you would like to know your choices about not having this information used by Google, click here |
